Time-honoured values and principles guide our approach

It’s a sign of our times that grounding ourselves in traditional values is an innovative approach.

Trustworthiness, integrity, discipline, conscientiousness, clarity, farsightedness. These are the values that guide us in building our relationships with our clients and in every aspect of our work. These values ground our success and help us steer a moderate course through both turbulent markets and exhilarating markets.

We apply time-honoured principles of hard work, relentless research, conscientious attention to detail and unremitting efforts to deliver on our commitments to you. We hold ourselves to standards of absolute integrity as we dedicate our efforts to achieving outcomes that are in your best interest.

We have the academic training and deep experience in the field to successfully negotiate the complex world of investing on your behalf. Every partner and portfolio manager is a Chartered Financial Analyst (CFA). Each of us invests our own money alongside yours: you won’t find investments in our portfolios that aren’t in yours and vice versa.*

We take a long view. We start by finding your ‘number’: the amount of money you will need to maintain your standard of living if you decide to retire or to work at something that brings more personal satisfaction but less remuneration.

Applying our investment philosophy, which we call Checkmark Investing^TM, we then construct a diversified portfolio designed to bring you the rates of return you need to meet your goals. We carefully control risk through our unique risk management discipline.

We care deeply about our clients, who span this country from coast to coast, and the well-being of their families. We are proud of the results we have achieved on their behalf. We also take pleasure in working with the next generation of our client families and helping them lay down a firm foundation for their financial future.

We would be delighted to sit down with you and discuss your needs. Please feel free to contact us.

*Each portfolio is individually adjusted for risk, so each portfolio varies somewhat from the others.

"The challenge was to find portfolio managers who brought distinction upon themselves and added to their clients' wealth during the financial crisis. Enter Heathbridge Capital Management . . . "

Excerpted from a Globe and Mail article published October 29, 2009.

Read more . . .

We're celebrating our 15 Year Anniversary. In March 1996, Rob Richards and Rupel Ruparelia began a mission to implement the investment philosophy that Rob had distilled from twenty-five years of first-hand observations of the best and worst practices of money managers in Canada and in the United States. We thank those clients who have made this journey with us.

"We say the time to buy a good company is when the collective mind has dismissed it. That's when the value emerges.

This approach, which we call 'Checkmark Investing', was developed in the course of years of observing first-hand the best and worst practices within the North American money management industry."

Highlights of our most recent Quarterly Newsletters can be found here.

Time-honoured values and principles guide our approach

*Each portfolio is individually adjusted for risk, so each portfolio varies somewhat from the others.

"The challenge was to find portfolio managers who brought distinction upon themselves and added to their clients' wealth during the financial crisis. Enter Heathbridge Capital Management . . . "

Excerpted from a Globe and Mail article published October 29, 2009.

In the commentary you will find at this link, you will learn how alternative investments would have done over 15 years and how our portfolios compare.